Step-by-Step Guide: How to Buy Stocks Using the Stockbit App (Easy for Beginners)
Step-by-Step Guide: How to Buy Stocks Using the Stockbit App (Easy for Beginners)
Investing in stocks might seem intimidating for first-timers, but with the right guidance, you can confidently purchase your first shares—straight from your smartphone! In this article, you’ll learn exactly how to get started with the Stockbit app, including account setup, funding, making your first stock purchase, and smart tips to avoid beginner mistakes. Dive in and empower yourself to build financial growth!
Why Invest in Stocks with the Stockbit App?
The digital era has revolutionized stock investing. Now, you can buy and sell shares from anywhere, anytime, using just your mobile device. Stockbit connects you to the stock market securely and seamlessly. But what makes Stockbit so beginner-friendly, and how do you actually start? Let's walk through the process.
Understanding the Basics: What Is a Securities Account?
Before you can buy stocks, you need an account with a registered securities company. You can't simply buy shares directly from a company's office, nor can you transfer money to the CEO’s bank account! Stockbit acts as your gateway, linking you to a trusted securities firm online—specifically, PT Mahakarya Artha Sekuritas.
- Stockbit App: The platform for trading and portfolio management
- Securities Company: Licensed intermediary facilitating your trades
Getting Started: How to Register on Stockbit
Step 1: Download the Stockbit App
Find “Stockbit” on Google Play or the App Store. Download and install it on your smartphone or tablet—any device that supports the app works!
Step 2: Create Your Account
Open Stockbit and tap “Register”. You’ll be prompted to fill in personal details such as your ID (KTP), a selfie with your ID, employment info, and—crucially—a BCA bank account. If you don’t have a BCA account, Stockbit guides you to open one online.
- Prepare your ID card
- Take a selfie holding your ID
- Provide employment and contact details
- Ensure you have or create a BCA bank account
Security Tip: Your data is protected—Stockbit is officially registered and supervised by Indonesia’s Financial Services Authority (OJK).
Step 3: Verification Process
After submitting your details, your account undergoes verification by the securities firm, KSEI (Indonesia Central Securities Depository), and BCA for the client fund account (RDN). This usually takes just one business day.
Funding Your Account: How to Deposit Money on Stockbit
Once your account is verified, you’ll have two accounts:
- Your personal BCA bank account
- Your RDN BCA (Rekening Dana Nasabah), the special account used for stock transactions
Stockbit requires zero minimum deposit to activate your account, but you’ll need to deposit funds into your RDN to start buying stocks. Simply click “Deposit” in the Stockbit app, note your RDN account number, and transfer any amount you wish.
- Funds transferred to RDN are exclusively for buying/selling stocks
- Proceeds from selling stocks also go to your RDN
- You can withdraw from RDN to your main bank account anytime
Quick Fact: Deposits usually reflect in your Stockbit balance within minutes!
Buying Stocks on Stockbit: A Practical Example
Step 1: Search for Your Preferred Stock
Suppose you want to buy Bank BRI (BBRI) shares. In the app, tap the search icon, enter “BBRI” or “Bank BRI,” and select it from the list.
Step 2: Place Your Buy Order
Tap "Buy", review your available balance, then decide how many shares (in lots of 100) and at what price you wish to purchase. You can enter the amount manually or use the slider to maximize your buying power based on your balance.
- For instance, buy 1 lot (100 shares) at IDR 4,100 per share
- Check the total cost, including the small exchange fee
Insider Insight: Stockbit temporarily waives brokerage fees—pay only the exchange fee (currently 0.043% of transaction value), the lowest in Indonesia!
Step 3: Confirm and Complete Your Purchase
Review your order, confirm, and your shares are instantly purchased if the market price matches your bid. Your new shares will appear in your Stockbit portfolio.
Example Calculation:
- Buy 1 lot (100 shares) of BBRI at IDR 4,100 = IDR 410,000
- Exchange fee: 0.043% x IDR 410,000 = IDR 176
- Total paid: IDR 410,176
Repeat the process to buy other stocks, such as BAJA, by entering the relevant stock code and following the same steps.
Tracking Your Investments and Financial Insights
Stockbit lets you monitor your portfolio in real-time. You can also explore detailed financial reports for any listed company—great for fundamental analysis!
How to View Company Financials:
- In the app, tap “KeyStats” for a quick look at net income, revenue, and growth trends
- For deeper insights, use Stockbit’s website on your computer and view annual reports from previous years
Expert Tip: Analyze key financials before buying—see if revenue and net income are growing consistently.
Selling Stocks and Managing Withdrawals
Selling shares is just as easy: visit your portfolio tab, select the stock you want to sell, tap “Sell”, and the proceeds will be sent to your RDN BCA account. You can then withdraw your funds to your main bank account with a tap.
Extra Features: Community, Virtual Trading, and More
Stockbit offers interactive features such as:
- Stream: Join discussions, share opinions, and learn from other investors
- Virtual Trading: Practice stock trading with simulated funds
- Stock Screener: Filter stocks based on specific criteria
Explore these tools as you gain confidence in your investing journey!
Important Reminders Before You Invest
Don’t buy stocks just because someone online says so—always do your own research and analysis.
Your investment decisions are your responsibility. When you profit, celebrate your own smart choices. If you lose, learn and grow from your experience.
- Start small and build confidence
- Focus on learning and understanding the market
- Never invest money you can’t afford to lose
Insight: The best investors are lifelong learners. Don't be afraid to start from zero!
Practical Steps to Buy Stocks on Stockbit
- Download and register on Stockbit
- Verify your identity and open a BCA account if needed
- Wait for account activation and RDN creation
- Deposit funds into your RDN
- Search for your desired stock
- Place a buy order and confirm
- Monitor your portfolio and repeat as desired
- Sell shares and withdraw funds when ready
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Conclusion
Buying stocks with the Stockbit app is a practical, straightforward process—perfect for beginners and seasoned investors alike. Take your first step into the world of investing and experience the benefits of financial literacy and independence. Have questions or personal tips? Share your experiences in the comments, spread this guide to friends, and don’t forget to follow for more easy investing tutorials!
Label: Finance
References:
Source: “Cara Beli Saham Pakai Aplikasi Stockbit!”
Channel: Saham dari Nol
Watch the original video here
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