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How to Build Wealth by Investing in 1,000,000 BRI Bank Shares

Discover how consistent investing in BRI Bank shares can transform small savings into substantial passive income over time, even if you start with a modest budget.

Imagine earning a steady monthly income without clocking into a 9-to-5 job. This financial freedom is achievable by adopting a disciplined approach to long-term investing. In this guide, we will break down the steps to build wealth by planting the seeds of 1,000,000 BRI shares, allowing you to reap the rewards later in life.

Understanding the Power of Long-Term Investing

Think of buying shares as planting trees. In the early stages, your investments might seem insignificant. However, over the years, they grow into strong assets that yield dividends and capital gains, just like trees bear fruits as they mature.

Simple Business Analogy: The Meatball Cart

Picture this: you own 10% of a small meatball business that makes Rp1,000,000 annually. Your share? Rp100,000. As profits grow by 13% yearly, your dividends will snowball too. This same principle applies when you invest in solid companies like BRI Bank.

Why Choose BRI Bank for Investment?

BRI Bank stands as a cornerstone of Indonesia’s financial system. With the government owning 53.01% of its shares, and continuous profit and dividend growth since 2003, it presents an attractive opportunity for investors seeking steady long-term returns.

Ownership Breakdown of BRI Bank:

• Government of Indonesia: 53.01%
• Foreign Investors: 34.96%
• Local Individual Investors: Just 2.5%

Key Insight: Most BRI dividends currently flow abroad. Investing locally means reclaiming part of our national wealth.

Setting the Target: 1,000,000 Shares

Owning one million shares of BRI isn’t just symbolic — it’s a calculated goal to ensure a sustainable income purely from dividends.

Projected Dividend Income:

• 2005: Rp15.3 million annually (~Rp1.2 million/month)
• 2021: Rp38.9 million annually (~Rp8.2 million/month)

This steady stream of passive income could easily replace — or exceed — the minimum wage in Indonesia’s major cities.

Growth of BRI Share Value Over Time

In 2004, BRI shares cost merely Rp285 each. Fast forward to February 2022, and they’re valued at Rp4,430 — reflecting an impressive annualized growth of 16.94% despite economic crises along the way.

Historical Milestones:

• 2004: Price Rp285, EPS Rp30.6
• 2021: Price Rp4,110, EPS Rp247

It’s no coincidence: strong earnings growth translates into rising share prices over the long term.

When Should You Start Investing?

The ideal time is now. Every delay could mean higher entry prices later. Historical data shows that crises — like the 2020 pandemic — offer rare "discount" opportunities for those ready to invest when fear dominates the market.

Smart Investing Strategies:

• Invest consistently, even with small amounts
• Prioritize stable, profitable companies
• Take advantage of market downturns
• Stay patient and committed through volatility

Practical Steps to Begin Your Investment Journey

Start by opening a stock brokerage account, which you can easily set up online today through platforms like Ajaib Sekuritas or others regulated by OJK (Financial Services Authority of Indonesia).

Steps to Open an Investment Account:

1. Download a trusted brokerage app
2. Complete the registration and verification
3. Deposit your initial investment funds
4. Purchase your first BRI Bank shares

Final Thoughts: Secure Your Financial Freedom Today

Building wealth through stock investments requires patience, consistency, and a long-term mindset. By focusing on solid companies like BRI Bank, you can create a reliable source of passive income that supports your lifestyle well into retirement.

If you found this guide helpful, don’t keep it to yourself! Share it with others who dream of achieving financial independence from modest beginnings. Let's grow our future wealth together, one share at a time.

References

• Video Source: How to Plant 1,000,000 BRI Shares
• Channel: Saham dari Nol